Homes and businesses uninsured against flood, hurricane and earthquake risk, create a significant moral hazard for communities. Only those few who can afford to rebuild without insurance should go without insurance.

FAIR Actions

Support state legislation to encourage private flood insurance.
The FAIR Certified Partner Program™ requires participating realtors to educate their clients on the importance of flood insurance.

FAIR Foundation Actions

Advocate for legislation to require earthquake insurance in high risk areas.
Campaign to encourage the purchase of flood insurance, and to increase understanding of flood risk.
Reduce Loss Exposures
Reduce Loss Exposures

Reduce Loss Exposures
Promote Robust Competitive Markets
Promote Robust Competitive Markets

Promote Robust Competitive Markets
Educate Insurance Consumers
Educate Insurance Consumers

Educate Insurance Consumers
Reduce Uninsured Risk
Reduce Uninsured Risk

Reduce Uninsured Risk
Eliminate Unnecessary Cost Drivers
Eliminate Unnecessary Cost Drivers

Eliminate Unnecessary Cost Drivers

Click on an icon to learn more.